Financing

The New FHA, and Fannie Mae/Freddie Mac loan limits were raised on March 6, 2008. This will affect so many lives in a positive way, I hope you all will use this to your advantage. Here is the link to HUD's website to explain a little more abut it.

https://entp.hud.gov/idapp/html/hicostlook.cfm

When you decide to purchase a new home, your first step should be to determine how much you can afford to spend on a home. Of course, your mortgage lender will ultimately help you determine the amount you're eligible to borrow. Therefore, your first step is to get with a mortgage lender to discuss your financial needs.

I work with several local mortgage lenders. Call or email me and I will send you a current list. They can assist you at no cost to see exactly how much you can afford, once again this is FREE! There are many different mortgage programs available including those with no money down, first time home buyers programs, or government loan programs.

Once this step is completed, you are ready to begin your search for your dream home! This step is usually the longest of the home buying process, but the modt informative. You learn more about neighborhoods, builders, Realtors, and a lot more. I will do everything in my power to make this a smooth process.